BACCARAT STRATEGY

Baccarat is a game of pure luck and there is no special strategy whatsoever since the game is played using a fixed set of rules for the player and the dealer. Calculations have been made that show the odds of the player winning are 44.62%, losing 45.85%, and 9.53% to tie. So there is a slight advantage on betting that the house will win on every hand. To even out the odds the house charges a commission (usually around 5%) on winning player bets placed on the house.

Factoring in the commission it turns out that you are still slightly better off by betting that the dealer will win. This assumes the commission is the standard 5%. If the commission is less than 5% then it is always to your advantage to bet with the dealer, and if the commission is more than 5% it's better to bet with the player.

Removing the tie hands in the event there is no payoff, the odds of the player winning are 49.32% and for losing 50.68%. For various commissions we can calculate the following average payoffs then, assuming 100 bets of $1 were placed.